15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has declined 3.6% per year over the past 5 years.
Net income has grown faster than revenue (8.2% vs -3.6% per year).
Free cash flow has declined 32.1% per year over the past 5 years.
Financial health
Total debt ($1.1B) exceeds cash ($25M); net debt is $1.1B.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 25.0% of earnings and 125.9% of free cash flow.
The dividend has grown 8.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$1.2B
$583M
0.0%
0.0%
12.2%
7.2%
$116M
$1.1B
$25M
2024
$1.2B
$604M
96.8%
0.0%
13.1%
7.0%
-$665M
—
$19M
2023
$1.2B
$603M
96.7%
0.0%
13.7%
7.9%
$521M
—
$19M
2022
$1.2B
$743M
93.1%
0.0%
19.0%
10.5%
$371M
—
$56M
2021
$1.3B
$601M
92.2%
0.0%
14.1%
7.7%
$545M
—
$151M
2020
$1.4B
$394M
94.0%
0.0%
9.2%
5.0%
—
—
$88M
2019
$1.5B
$672M
92.9%
0.0%
16.6%
9.9%
—
—
$93M
2018
$1.3B
$606M
92.3%
0.0%
17.4%
9.6%
—
—
$95M
2017
$1.2B
$121M
91.4%
0.0%
4.0%
2.1%
—
$1.0B
$81M
2016
$1.2B
$308M
90.8%
0.0%
10.7%
5.3%
—
$1.1B
$52M
2015
$1.2B
$287M
0.0%
0.0%
11.5%
5.1%
—
$1.2B
$47M
2014
$1.1B
$960M
0.0%
0.0%
45.8%
14.0%
—
$1.2B
$30M
2013
$750M
-$197M
0.0%
-27.6%
-21.0%
-3.5%
—
$930M
$23M
2012
$903M
-$451M
0.0%
-49.2%
-61.3%
-7.6%
—
$664M
$29M
2011
$1.9B
$302M
0.0%
18.9%
25.6%
4.5%
—
$819M
$33M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
$575M
$116M
0.0%
0.0%
2.4%
1.1%
$343M
$1.2B
$119M
Mar '26
$466M
$124M
0.0%
0.0%
2.6%
1.2%
$284M
$1.3B
$55M
Dec '25
$301M
$155M
0.0%
0.0%
3.2%
1.9%
$406M
$1.1B
$25M
Sep '25
$303M
$141M
0.0%
0.0%
3.0%
1.7%
$358M
—
$15M
Jun '25
$299M
$142M
97.2%
0.0%
3.2%
1.5%
-$715M
—
$22M
Mar '25
$295M
$145M
97.0%
0.0%
3.2%
1.6%
$67M
—
$24M
Dec '24
$293M
$148M
96.6%
0.0%
3.2%
1.7%
-$270M
—
$19M
Sep '24
$313M
$152M
97.0%
0.0%
3.2%
1.8%
-$237M
—
$28M
Jun '24
$299M
$152M
96.8%
0.0%
3.4%
1.9%
-$208M
—
$14M
Mar '24
$319M
$152M
97.1%
0.0%
3.4%
2.0%
$49M
—
$27M
Dec '23
$329M
$143M
97.3%
0.0%
3.2%
1.9%
$263M
—
$19M
Sep '23
$313M
$157M
97.2%
0.0%
3.8%
2.1%
$71M
—
$55M
Jun '23
$290M
$146M
96.5%
0.0%
3.5%
2.0%
$67M
—
$61M
Mar '23
$310M
$158M
96.6%
0.0%
3.8%
2.2%
$112M
—
$50M
Dec '22
$315M
$162M
0.0%
0.0%
4.1%
2.3%
—
—
$56M
Sep '22
$296M
$198M
0.0%
0.0%
5.3%
2.8%
—
—
$55M
Jun '22
$287M
$201M
0.0%
0.0%
5.1%
2.8%
—
—
$135M
Mar '22
$293M
$181M
0.0%
0.0%
4.4%
2.4%
—
—
$132M
Dec '21
$338M
$193M
0.0%
0.0%
4.5%
2.5%
—
—
$151M
Sep '21
$326M
$126M
0.0%
0.0%
3.0%
1.6%
—
—
$155M
Valuation over time
How the market has priced RDN against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 3.9× (Mar '23) to 8.2× (Nov '26).
The price-to-sales ratio has risen from 2.5× (Mar '23) to 4.0× (Nov '26).
The dividend yield has fallen from 4.6% (Mar '23) to 3.0% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is RDN growing its revenue and profit?
Over the past 5 years, Radian Group Inc's revenue has declined 3.6% per year, and net income grown 8.2% per year. These are computed facts, not advice.
How much debt does RDN have?
As of FY2025, Radian Group Inc reported $1.1B of total debt against $25M of cash.
What is RDN's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 48.7%.
What is RDN's P/E ratio?
Radian Group Inc's P/E (TTM) is 8.93 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the RDN stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 8.2× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.