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PRCH Financials Porch Group, Inc.

7 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 42.1% per year over the past 5 years.
  • Operating margin has expanded, at 8.7% in the latest year.

Financial health

  • Total debt ($393M) exceeds cash ($169M); net debt is $224M.
  • Total debt has grown faster than revenue (52.3% vs 42.1% per year).
  • Operating income covered interest expense 0.7× in the latest year.
  • Total debt is 6.4× EBITDA.
Revenue & net income
-$157M $131M $419M $0 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-133% -26% 81% 0% 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-213% 81% 375% 0% 2019 2020 2021 2022 2023 2024 2025
ROEROA
Free cash flow (CFO − capex)
-$49M $9M $66M $0 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $221M $442M 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$263M $76M $416M $0 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2025 $419M -$3M 81.2% 8.7% 13.7% -0.4% $66M $393M $169M
2024 $313M -$33M 64.5% -20.6% 75.9% -4.0% -$32M $404M $197M
2023 $287M -$134M 69.9% -66.2% 375.3% -14.9% $33M $436M $297M
2022 $276M -$157M 61.0% -64.2% -197.3% -14.9% -$20M $442M $229M
2021 $192M -$107M 69.5% -43.3% -49.1% -10.3% -$36M $415M $325M
2020 $72M -$54M 75.7% -58.4% -50.3% -20.1% -$49M $48M $207M
2019 $78M -$103M 72.3% -113.6% 172.3% -213.2% -$30M $49M $7M

Valuation over time

How the market has priced PRCH against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / sales (P/S)
0.0 3.6 7.2 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S

Frequently asked questions

Is PRCH growing its revenue and profit?

Over the past 5 years, Porch Group, Inc.'s revenue has grown 42.1% per year. These are computed facts, not advice.

How much debt does PRCH have?

As of FY2025, Porch Group, Inc. reported $393M of total debt against $169M of cash; operating income covered interest expense 0.7×.

What is PRCH's profit margin?

In FY2025, gross margin was 81.2%, operating margin 8.7%, and net margin -0.8%.

What is PRCH's P/E ratio?

Porch Group, Inc.'s P/E (TTM) is 278.92 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PRCH stock page. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.