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PRCH Financials Porch Group, Inc.

7 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 42.1% per year over the past 5 years.
  • Operating margin has expanded, at 8.7% in the latest year.

Financial health

  • Total debt ($393M) exceeds cash ($45M); net debt is $348M.
  • Total debt has grown faster than revenue (52.3% vs 42.1% per year).
  • Operating income covered interest expense 0.7× in the latest year.
  • Total debt is 6.4× EBITDA.
Revenue & net income
-$157M $131M $419M $0 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-133% -26% 81% 0% 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
-$49M $9M $66M $0 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $221M $442M 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$263M $76M $416M $0 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $419M -$3M 81.2% 8.7% $66M $393M $45M
2024 $313M -$33M 64.5% -20.6% -$32M $404M $168M
2023 $287M -$134M 69.9% -66.2% $33M $436M $258M
2022 $276M -$157M 61.0% -64.2% -$20M $442M $215M
2021 $192M -$107M 69.5% -43.3% -$36M $415M $316M
2020 $72M -$54M 75.7% -58.4% -$49M $48M $196M
2019 $78M -$103M 72.3% -113.6% -$30M $49M $4M

Valuation over time

How the market has priced PRCH against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / sales (P/S)
0.0 3.5 6.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S

Frequently asked questions

Is PRCH growing its revenue and profit?

Over the past 5 years, Porch Group, Inc.'s revenue has grown 42.1% per year. These are computed facts, not advice.

How much debt does PRCH have?

As of FY2025, Porch Group, Inc. reported $393M of total debt against $45M of cash; operating income covered interest expense 0.7×.

What is PRCH's profit margin?

In FY2025, gross margin was 81.2%, operating margin 8.7%, and net margin -0.8%.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.