7 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 42.1% per year over the past 5 years.
Operating margin has expanded, at 8.7% in the latest year.
Financial health
Total debt ($393M) exceeds cash ($169M); net debt is $224M.
Total debt has grown faster than revenue (52.3% vs 42.1% per year).
Operating income covered interest expense 0.7× in the latest year.
Total debt is 6.4× EBITDA.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$419M
-$3M
81.2%
8.7%
13.7%
-0.4%
$66M
$393M
$169M
2024
$313M
-$33M
64.5%
-20.6%
75.9%
-4.0%
-$32M
$404M
$197M
2023
$287M
-$134M
69.9%
-66.2%
375.3%
-14.9%
$33M
$436M
$297M
2022
$276M
-$157M
61.0%
-64.2%
-197.3%
-14.9%
-$20M
$442M
$229M
2021
$192M
-$107M
69.5%
-43.3%
-49.1%
-10.3%
-$36M
$415M
$325M
2020
$72M
-$54M
75.7%
-58.4%
-50.3%
-20.1%
-$49M
$48M
$207M
2019
$78M
-$103M
72.3%
-113.6%
172.3%
-213.2%
-$30M
$49M
$7M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
$141M
$12M
76.6%
12.8%
161.6%
1.4%
$59M
$404M
$231M
Jun '26
$132M
$6M
66.4%
-3.1%
-47.3%
0.7%
$41M
$405M
$196M
Mar '26
$109M
-$5M
83.0%
10.8%
18.6%
-0.6%
$13M
$399M
$179M
Dec '25
$112M
-$3M
99.5%
14.7%
14.1%
-0.4%
$1M
$393M
$169M
Sep '25
$115M
-$11M
83.6%
14.2%
38.9%
-1.4%
$41M
$387M
$193M
Jun '25
$107M
$3M
77.2%
4.7%
-8.8%
0.3%
$35M
$394M
$188M
Mar '25
$85M
$8M
77.4%
-1.5%
-16.0%
1.0%
-$11M
$409M
$166M
Dec '24
$75M
$30M
114.7%
33.3%
-70.5%
3.7%
-$27M
$404M
$197M
Sep '24
$78M
$14M
79.4%
-3.2%
-18.7%
1.7%
$12M
$399M
$217M
Jun '24
$76M
-$64M
22.1%
-69.2%
63.1%
-7.3%
-$26M
$437M
$285M
Mar '24
$84M
-$13M
43.9%
-41.1%
30.5%
-1.5%
$8M
$432M
$316M
Dec '23
—
-$2M
—
—
7.0%
-0.3%
-$41M
$436M
$297M
Sep '23
—
-$6M
—
—
15.4%
-0.6%
$84M
$433M
$362M
Jun '23
$99M
-$87M
17.7%
-161.4%
236.7%
-8.3%
$13M
$432M
$305M
Mar '23
$87M
-$39M
41.3%
-44.1%
-85.6%
-3.8%
-$22M
$436M
$194M
Dec '22
$64M
-$35M
68.5%
-52.7%
-44.7%
-3.4%
-$8M
$442M
$229M
Sep '22
$77M
-$84M
57.4%
-107.2%
-75.0%
-7.8%
-$7M
$431M
$277M
Jun '22
$71M
-$27M
58.8%
-44.7%
-14.0%
-2.4%
$11M
$417M
$282M
Mar '22
$64M
-$9M
60.3%
-45.1%
-4.4%
-0.9%
-$17M
$415M
$303M
Dec '21
$52M
-$20M
72.6%
-35.6%
-9.3%
-1.9%
$7M
$415M
$325M
Valuation over time
How the market has priced PRCH against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-sales ratio has risen from 0.7× (Mar '23) to 6.4× (Nov '26).
Price / sales (P/S)
P/S
Frequently asked questions
Is PRCH growing its revenue and profit?
Over the past 5 years, Porch Group, Inc.'s revenue has grown 42.1% per year. These are computed facts, not advice.
How much debt does PRCH have?
As of FY2025, Porch Group, Inc. reported $393M of total debt against $169M of cash; operating income covered interest expense 0.7×.
What is PRCH's profit margin?
In FY2025, gross margin was 81.2%, operating margin 8.7%, and net margin -0.8%.
What is PRCH's P/E ratio?
Porch Group, Inc.'s P/E (TTM) is 278.92 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PRCH stock page. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.