15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 2.4% per year over the past 5 years.
Operating margin has contracted, at -2.5% in the latest year.
Financial health
Total debt ($3.7B) exceeds cash ($104M); net debt is $3.6B.
Total debt has grown faster than revenue (6.8% vs 2.4% per year).
The company is unprofitable; at its current free-cash-flow burn it has roughly 1.2 years of cash runway.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$1.2B
-$305M
0.0%
-2.5%
-$90M
$3.7B
$104M
2024
$1.1B
$71M
0.0%
30.5%
-$99M
$3.3B
$106M
2023
$803M
-$83M
0.0%
12.5%
-$100M
$2.9B
$113M
2022
$967M
$117M
0.0%
29.6%
$8M
$2.5B
$83M
2021
$1.1B
$183M
0.0%
34.2%
$74M
$2.6B
$88M
2020
$1.1B
$149M
0.0%
32.8%
$124M
$2.7B
$109M
2019
$1.0B
$86M
0.0%
24.4%
$115M
$2.8B
$120M
2018
$908M
$66M
0.0%
20.4%
$60M
$2.5B
$99M
2017
$828M
$164M
0.0%
25.8%
-$7M
$2.2B
$121M
2016
$931M
$86M
0.0%
23.6%
$192M
$1.8B
$94M
2015
$942M
$168M
0.0%
32.9%
$189M
$1.7B
$71M
2014
$881M
$177M
0.0%
38.8%
$244M
$1.5B
$40M
2013
$735M
$175M
0.0%
40.5%
$209M
$452M
$162M
2012
$593M
$127M
0.0%
36.4%
$124M
$328M
$33M
2011
$459M
$101M
0.0%
38.8%
$163M
$1M
$27M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$315M
$28M
0.0%
32.8%
$24M
$3.8B
$125M
Dec '25
$333M
$57M
0.0%
37.7%
-$11M
$3.7B
$104M
Sep '25
$311M
-$408M
0.0%
-101.4%
-$11M
$3.6B
$107M
Jun '25
$288M
$42M
0.0%
29.6%
-$14M
$3.6B
$132M
Mar '25
$270M
$4M
0.0%
27.7%
-$53M
$3.5B
$129M
Dec '24
$293M
$18M
0.0%
32.1%
$42M
$3.3B
$106M
Sep '24
$281M
$27M
0.0%
32.0%
-$36M
$3.3B
$141M
Jun '24
$284M
$22M
0.0%
31.4%
-$31M
$3.1B
$119M
Mar '24
$256M
$3M
0.0%
26.0%
-$73M
$3.0B
$108M
Dec '23
$221M
-$9M
0.0%
20.6%
$20M
$2.9B
$113M
Sep '23
$216M
-$12M
0.0%
19.9%
-$39M
$2.8B
$105M
Jun '23
$209M
-$4M
0.0%
21.8%
-$34M
$2.7B
$111M
Mar '23
$155M
-$59M
0.0%
-21.6%
-$48M
$2.9B
$116M
Dec '22
$223M
$16M
0.0%
26.6%
$22M
$2.5B
$83M
Sep '22
$245M
$25M
0.0%
28.9%
$36M
$2.4B
$58M
Jun '22
$258M
$36M
0.0%
32.4%
-$23M
$2.5B
$68M
Mar '22
$241M
$40M
0.0%
29.9%
-$26M
$2.5B
$79M
Dec '21
$257M
$34M
0.0%
32.1%
$42M
$2.6B
$88M
Sep '21
$264M
$34M
0.0%
29.4%
$14M
$2.5B
$57M
Jun '21
$286M
$56M
0.0%
36.5%
-$303000
$2.4B
$76M
Valuation over time
How the market has priced PRAA against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has fallen from 12.7× (Mar '23) to 8.7× (Nov '25).
The price-to-sales ratio has fallen from 1.5× (Mar '23) to 0.6× (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Frequently asked questions
Is PRAA growing its revenue and profit?
Over the past 5 years, Pra Group Inc's revenue has grown 2.4% per year. These are computed facts, not advice.
How much debt does PRAA have?
As of FY2025, Pra Group Inc reported $3.7B of total debt against $104M of cash.
What is PRAA's profit margin?
In FY2025, gross margin was —, operating margin -2.5%, and net margin -25.4%.
What is PRAA's P/E ratio?
As of Jun '26, Pra Group Inc traded at a price-to-earnings ratio of about 8.7× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.