15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 8.4% per year over the past 5 years.
Net income has grown slower than revenue (7.3% vs 8.4% per year).
Free cash flow has declined 3.1% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 9.4% of earnings and 12.2% of free cash flow.
The dividend has declined 1.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$283M
$37M
0.0%
0.0%
$29M
—
$188M
2024
$228M
$33M
0.0%
0.0%
$63M
—
$391M
2023
$230M
$49M
0.0%
0.0%
$67M
—
$188M
2022
$242M
$74M
0.0%
0.0%
$115M
—
$190M
2021
$210M
$57M
0.0%
0.0%
$72M
—
$147M
2020
$189M
$26M
0.0%
0.0%
$34M
—
$653M
2019
$175M
$47M
0.0%
0.0%
$85M
—
$208M
2018
$159M
$44M
0.0%
0.0%
$63M
—
$161M
2017
$146M
$36M
0.0%
0.0%
$54M
—
$113M
2016
$125M
$26M
0.0%
0.0%
$40M
—
$163M
2015
$108M
$20M
0.0%
0.0%
$28M
—
—
2014
$89M
$15M
0.0%
0.0%
—
—
—
2013
$73M
$9M
0.0%
0.0%
$30M
—
—
2012
$73M
$10M
0.0%
0.0%
$17M
—
—
2011
$66M
$12M
0.0%
0.0%
$21M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$82M
$14M
0.0%
0.0%
$23M
—
$253M
Dec '25
$78M
$12M
0.0%
0.0%
-$4M
—
$188M
Sep '25
$71M
$10M
0.0%
0.0%
$34M
—
$347M
Jun '25
$70M
$8M
0.0%
0.0%
$10M
—
$316M
Mar '25
$64M
$8M
0.0%
0.0%
-$11M
—
$232M
Dec '24
$62M
$9M
0.0%
0.0%
$22M
—
$391M
Sep '24
$57M
$8M
0.0%
0.0%
$23M
—
$493M
Jun '24
$57M
$8M
0.0%
0.0%
-$431000
—
$316M
Mar '24
$53M
$9M
0.0%
0.0%
$18M
—
$195M
Dec '23
$54M
$9M
0.0%
0.0%
$338000
—
$188M
Sep '23
$56M
$9M
0.0%
0.0%
$24M
—
$188M
Jun '23
$57M
$13M
0.0%
0.0%
$4M
—
$172M
Mar '23
$62M
$18M
0.0%
0.0%
$38M
—
$251M
Dec '22
$65M
$21M
0.0%
0.0%
$13M
—
$190M
Sep '22
$62M
$20M
0.0%
0.0%
$34M
—
$108M
Jun '22
$61M
$20M
0.0%
0.0%
$39M
—
$153M
Mar '22
$54M
$13M
0.0%
0.0%
$30M
—
$114M
Dec '21
$56M
$15M
0.0%
0.0%
$6M
—
$147M
Sep '21
$53M
$14M
0.0%
0.0%
$14M
—
$616M
Jun '21
$52M
$14M
0.0%
0.0%
$23M
—
$203M
Valuation over time
How the market has priced PGC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 7.1× (Mar '23) to 22.0× (Jun '26).
The price-to-sales ratio has risen from 2.2× (Mar '23) to 2.9× (Jun '26).
The dividend yield has fallen from 0.7% (Mar '23) to 0.4% (Jun '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is PGC growing its revenue and profit?
Over the past 5 years, PEAPACK GLADSTONE FINANCIAL CORP's revenue has grown 8.4% per year, and net income grown 7.3% per year. These are computed facts, not advice.
How much debt does PGC have?
As of FY2025, PEAPACK GLADSTONE FINANCIAL CORP reported — of total debt against $188M of cash.
What is PGC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 13.2%.
What is PGC's P/E ratio?
As of Jun '26, PEAPACK GLADSTONE FINANCIAL CORP traded at a price-to-earnings ratio of about 22.0× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.