15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 8.4% per year over the past 5 years.
Net income has grown slower than revenue (7.3% vs 8.4% per year).
Free cash flow has declined 3.1% per year over the past 5 years.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 9.4% of earnings and 12.2% of free cash flow.
The dividend has declined 1.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$283M
$37M
0.0%
0.0%
5.7%
0.5%
$29M
—
$188M
2024
$228M
$33M
0.0%
0.0%
5.4%
0.5%
$63M
—
$391M
2023
$230M
$49M
0.0%
0.0%
8.4%
0.8%
$67M
—
$188M
2022
$242M
$74M
0.0%
0.0%
13.9%
1.2%
$115M
—
$190M
2021
$210M
$57M
0.0%
0.0%
10.4%
0.9%
$72M
—
$147M
2020
$189M
$26M
0.0%
0.0%
5.0%
0.4%
$34M
—
$653M
2019
$175M
$47M
0.0%
0.0%
9.4%
0.9%
$85M
—
$208M
2018
$159M
$44M
0.0%
0.0%
9.4%
1.0%
$63M
—
$161M
2017
$146M
$36M
0.0%
0.0%
9.0%
0.9%
$54M
—
$113M
2016
$125M
$26M
0.0%
0.0%
8.2%
0.7%
$40M
—
$163M
2015
$108M
$20M
0.0%
0.0%
7.2%
0.6%
$28M
—
—
2014
$89M
$15M
0.0%
0.0%
6.1%
0.6%
—
—
—
2013
$73M
$9M
0.0%
0.0%
5.4%
0.5%
$30M
—
—
2012
$73M
$10M
0.0%
0.0%
7.9%
0.6%
$17M
—
—
2011
$66M
$12M
0.0%
0.0%
9.9%
0.8%
$21M
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Mar '26
$82M
$14M
0.0%
0.0%
2.0%
0.2%
$23M
—
$253M
Dec '25
$78M
$12M
0.0%
0.0%
1.8%
0.2%
-$4M
—
$188M
Sep '25
$71M
$10M
0.0%
0.0%
1.5%
0.1%
$34M
—
$347M
Jun '25
$70M
$8M
0.0%
0.0%
1.3%
0.1%
$10M
—
$316M
Mar '25
$64M
$8M
0.0%
0.0%
1.2%
0.1%
-$11M
—
$232M
Dec '24
$62M
$9M
0.0%
0.0%
1.5%
0.1%
$22M
—
$391M
Sep '24
$57M
$8M
0.0%
0.0%
1.2%
0.1%
$23M
—
$493M
Jun '24
$57M
$8M
0.0%
0.0%
1.3%
0.1%
-$431000
—
$316M
Mar '24
$53M
$9M
0.0%
0.0%
1.5%
0.1%
$18M
—
$195M
Dec '23
$54M
$9M
0.0%
0.0%
1.5%
0.1%
$338000
—
$188M
Sep '23
$56M
$9M
0.0%
0.0%
1.6%
0.1%
$24M
—
$188M
Jun '23
$57M
$13M
0.0%
0.0%
2.3%
0.2%
$4M
—
$172M
Mar '23
$62M
$18M
0.0%
0.0%
3.3%
0.3%
$38M
—
$251M
Dec '22
$65M
$21M
0.0%
0.0%
3.9%
0.3%
$13M
—
$190M
Sep '22
$62M
$20M
0.0%
0.0%
3.9%
0.3%
$34M
—
$108M
Jun '22
$61M
$20M
0.0%
0.0%
3.9%
0.3%
$39M
—
$153M
Mar '22
$54M
$13M
0.0%
0.0%
2.6%
0.2%
$30M
—
$114M
Dec '21
$56M
$15M
0.0%
0.0%
2.7%
0.2%
$6M
—
$147M
Sep '21
$53M
$14M
0.0%
0.0%
2.6%
0.2%
$14M
—
$616M
Jun '21
$52M
$14M
0.0%
0.0%
2.7%
0.2%
$23M
—
$203M
Valuation over time
How the market has priced PGC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 7.1× (Mar '23) to 22.2× (Nov '26).
The price-to-sales ratio has risen from 2.2× (Mar '23) to 2.9× (Nov '26).
The dividend yield has fallen from 0.7% (Mar '23) to 0.4% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is PGC growing its revenue and profit?
Over the past 5 years, PEAPACK GLADSTONE FINANCIAL CORP's revenue has grown 8.4% per year, and net income grown 7.3% per year. These are computed facts, not advice.
How much debt does PGC have?
As of FY2025, PEAPACK GLADSTONE FINANCIAL CORP reported — of total debt against $188M of cash.
What is PGC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 13.2%.
What is PGC's P/E ratio?
PEAPACK GLADSTONE FINANCIAL CORP's P/E (TTM) is 15.99 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the PGC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 22.2× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.