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NFBK Financials Northfield Bancorp, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 11.6% per year over the past 5 years.
  • Net income has grown slower than revenue (-53.6% vs 11.6% per year).
  • Free cash flow has declined 4.5% per year over the past 5 years.

Financial health

  • The company holds more cash ($164M) than total debt ($130M).
  • Total debt has grown slower than revenue (-26.1% vs 11.6% per year).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 2657.3% of earnings and 40.3% of free cash flow.
  • The dividend has declined 0.3% per year over the past 5 years.
Revenue & net income
$0 $35M $71M 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 655% 1310% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $40M $81M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $430M $859M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$523M $9M $542M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $7M $796000 0.0% 0.0% $53M $130M $164M
2024 $6M $30M 0.0% 0.0% $30M $666M $168M
2023 $5M $38M 0.0% 0.0% $43M $859M $230M
2022 $6M $61M 0.0% 0.0% $81M $584M $46M
2021 $5M $71M 0.0% 0.0% $63M $422M $91M
2020 $4M $37M 0.0% 0.0% — $592M $88M
2019 $5M $40M 0.0% 0.0% — $857M $148M
2018 $5M $40M 0.0% 0.0% — $409M $78M
2017 $5M $25M 0.0% 0.0% — $472M $58M
2016 — $26M — — — $473M $96M
2015 — $20M — — — $558M $52M
2014 — $20M — — — $779M $77M
2013 — $19M — — — $470M $61M
2012 — $16M — — — $419M $129M
2011 — $17M — — — $482M $65M

Valuation over time

How the market has priced NFBK against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 381.7 763.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 51.1 102.1 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 3.4 6.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is NFBK growing its revenue and profit?

Over the past 5 years, Northfield Bancorp, Inc.'s revenue has grown 11.6% per year, and net income declined 53.6% per year. These are computed facts, not advice.

How much debt does NFBK have?

As of FY2025, Northfield Bancorp, Inc. reported $130M of total debt against $164M of cash.

What is NFBK's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 11.6%.

What is NFBK's P/E ratio?

As of Jun '26, Northfield Bancorp, Inc. traded at a price-to-earnings ratio of about 763.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.