12 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 47.6% per year over the past 5 years.
Operating margin has expanded, at -258.7% in the latest year.
Financial health
Total debt has grown faster than revenue (93.3% vs 47.6% per year).
Operating income covered interest expense -20.3× in the latest year, up from -563.6× 5 years ago.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
2025
$9M
-$27M
0.0%
-258.7%
-$16M
—
—
2024
$11M
-$8M
0.0%
-58.7%
-$14M
—
—
2023
$13M
-$16M
0.0%
-77.6%
-$5M
—
—
2022
$2M
-$29M
0.0%
-1423.1%
-$9M
—
—
2021
$898941
$5M
0.0%
-938.0%
$3M
—
$33M
2020
$1M
-$4M
0.0%
-320.7%
—
$282042
$12M
2019
$2M
-$3M
0.0%
-125.1%
—
$587124
$1M
2018
$3M
-$472159
0.0%
-12.2%
—
$85750
$4M
2017
$4M
-$9M
0.0%
-79.0%
—
$39028
—
2016
$5M
-$2M
0.0%
-63.0%
—
—
—
2015
$7M
$2M
0.0%
38.0%
—
—
—
2014
$8M
$2M
0.0%
46.2%
—
—
—
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
FCF
Total debt
Cash
Mar '26
$2M
-$10M
0.0%
-305.0%
-$3M
—
—
Dec '25
$2M
-$18M
0.0%
-620.7%
-$7M
—
—
Sep '25
$2M
-$4M
0.0%
-161.5%
-$3M
—
—
Jun '25
$2M
$100554
0.0%
22.0%
-$3M
—
—
Mar '25
$2M
-$5M
0.0%
-215.1%
-$3M
—
—
Dec '24
$2M
$637794
0.0%
42.7%
-$4M
—
—
Sep '24
$1M
-$4M
0.0%
-318.6%
-$3M
—
—
Jun '24
$3M
-$6M
0.0%
-143.2%
-$4M
—
—
Mar '24
$5M
$2M
0.0%
21.2%
-$3M
—
—
Dec '23
$4M
-$2M
0.0%
-43.8%
-$506950
—
—
Sep '23
$3M
-$4M
0.0%
-92.7%
-$1M
—
—
Jun '23
$3M
-$5M
0.0%
-98.8%
-$2M
—
—
Mar '23
$2M
-$5M
0.0%
-85.1%
-$1M
—
—
Dec '22
$1M
-$20M
0.0%
-803.8%
-$7M
—
—
Sep '22
$187780
-$7M
0.0%
-2803.4%
-$2M
—
—
Jun '22
$234533
$3M
0.0%
-2291.3%
—
—
—
Mar '22
$191004
-$6M
0.0%
-2633.6%
—
—
—
Dec '21
$331514
-$5M
0.0%
-1217.3%
-$3M
—
$33M
Sep '21
$223624
-$5M
0.0%
-981.5%
-$2M
—
$17M
Jun '21
$328385
$11M
0.0%
-95.4%
—
—
$22M
Valuation over time
How the market has priced LMFA against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-sales ratio has fallen from 7.8× (Mar '23) to 0.3× (Jun '26).
Price / sales (P/S)
P/S
Frequently asked questions
Is LMFA growing its revenue and profit?
Over the past 5 years, LM FUNDING AMERICA, INC.'s revenue has grown 47.6% per year. These are computed facts, not advice.
How much debt does LMFA have?
As of FY2025, LM FUNDING AMERICA, INC. reported — of total debt against — of cash; operating income covered interest expense -20.3×.
What is LMFA's profit margin?
In FY2025, gross margin was —, operating margin -258.7%, and net margin -305.0%.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.