Growth & profitability
- Revenue has declined 6.0% per year over the past 5 years.
Financial health
- The company holds more cash ($930M) than total debt ($0).
LC Financials Lendingclub Corp
15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| 2025 | — | $136M | — | — | -$2.9B | $0 | $930M |
| 2024 | — | $51M | — | — | -$2.7B | $0 | $977M |
| 2023 | — | $39M | — | — | -$1.2B | $19M | $1.3B |
| 2022 | — | $290M | — | — | $306M | — | $1.1B |
| 2021 | — | $19M | — | — | $205M | — | $764M |
| 2020 | $315M | -$188M | 0.0% | 0.0% | $387M | — | $628M |
| 2019 | $759M | -$31M | 0.0% | 0.0% | -$321M | — | $487M |
| 2018 | $695M | -$128M | 0.0% | 0.0% | -$693M | — | $644M |
| 2017 | $575M | -$154M | 0.0% | 0.0% | -$618M | — | $644M |
| 2016 | $501M | -$146M | 0.0% | 0.0% | -$51M | — | $693M |
| 2015 | $430M | -$5M | 0.0% | 0.0% | $35M | — | $704M |
| 2014 | $211M | -$33M | 0.0% | 0.0% | $29M | — | — |
| 2013 | $98M | $7M | 0.0% | 0.0% | -$9M | $0 | — |
| 2012 | $16M | -$12M | 0.0% | 0.0% | -$11M | — | — |
| 2011 | $6M | -$12M | 0.0% | 0.0% | -$10M | — | — |
RevenueNet income
GrossOperatingNet
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|
| Mar '26 | — | $52M | — | — | -$645M | $0 | $822M |
| Dec '25 | — | $42M | — | — | -$919M | $0 | $930M |
| Sep '25 | — | $44M | — | — | -$792M | $0 | $846M |
| Jun '25 | — | $38M | — | — | -$804M | $0 | $774M |
| Mar '25 | — | $12M | — | — | -$352M | $0 | $920M |
| Dec '24 | — | $10M | — | — | -$203M | $0 | $977M |
| Sep '24 | — | $14M | — | — | -$682M | — | $1.1B |
| Jun '24 | — | $15M | — | — | -$945M | — | $969M |
| Mar '24 | — | $12M | — | — | -$858M | — | $1.1B |
| Dec '23 | — | $10M | — | — | -$826M | $19M | $1.3B |
| Sep '23 | — | $5M | — | — | -$361M | — | $1.4B |
| Jun '23 | — | $10M | — | — | -$107M | — | $1.2B |
| Mar '23 | — | $14M | — | — | $98M | — | $1.7B |
| Dec '20 | $76M | -$27M | 0.0% | 0.0% | $47M | — | $628M |
| Sep '20 | $75M | -$34M | 0.0% | 0.0% | $414M | — | $544M |
| Jun '20 | $44M | -$78M | 0.0% | 0.0% | $154M | — | $473M |
| Mar '20 | $120M | -$48M | 0.0% | 0.0% | -$228M | — | $434M |
| Dec '19 | $188M | $234000 | 0.0% | 0.0% | -$122M | — | $487M |
| Sep '19 | $205M | -$383000 | 0.0% | 0.0% | -$218M | — | $475M |
| Jun '19 | $191M | -$11M | 0.0% | 0.0% | -$132M | — | $501M |
Valuation over time
How the market has priced LC against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has risen from 2.9× (Mar '23) to 16.3× (Jun '26).
P/E
Frequently asked questions
Is LC growing its revenue and profit?
Over the past 5 years, Lendingclub Corp's revenue has declined 6.0% per year. These are computed facts, not advice.
How much debt does LC have?
As of FY2025, Lendingclub Corp reported $0 of total debt against $930M of cash.
What is LC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is LC's P/E ratio?
As of Jun '26, Lendingclub Corp traded at a price-to-earnings ratio of about 16.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.