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KNSL Financials Kinsale Capital Group, Inc.

12 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 32.4% per year over the past 5 years.
  • Net income has grown faster than revenue (41.6% vs 32.4% per year).
  • Free cash flow has grown 32.0% per year over the past 5 years.

Financial health

  • Total debt ($224M) exceeds cash ($163M); net debt is $61M.
  • Total debt has grown faster than revenue (51.4% vs 32.4% per year).

Shareholder returns

  • Dividends have been paid for 10 consecutive years, consuming 3.1% of earnings and 1.6% of free cash flow.
  • The dividend has grown 14.3% per year over the past 5 years.
Revenue & net income
$0 $937M $2B 2014 2016 2018 2020 2022 2024
RevenueNet income
Margins (gross / operating / net)
0% 14% 28% 2014 2016 2018 2020 2022 2024
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $495M $990M 2014 2016 2018 2020 2022 2024
Free cash flow
Cash vs total debt
$0 $112M $224M 2014 2016 2018 2020 2022 2024
CashTotal debt
Cash flow: operating / investing / financing
-$960M $42M $1B $0 2014 2016 2018 2020 2022 2024
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $1.9B $504M 0.0% 0.0% $990M $224M $163M
2024 $1.6B $415M 0.0% 0.0% $952M $184M $113M
2023 $1.2B $308M 0.0% 0.0% $853M $184M $127M
2022 $839M $159M 0.0% 0.0% $551M $196M $156M
2021 $653M $153M 0.0% 0.0% $401M $43M $121M
2020 $460M $88M 0.0% 0.0% $247M — $77M
2019 $316M $63M 0.0% 0.0% $159M — $100M
2018 $222M $34M 0.0% 0.0% $103M — $75M
2017 $187M $25M 0.0% 0.0% $77M — $82M
2016 $142M $26M 0.0% 0.0% — — $51M
2015 $81M $22M 0.0% 0.0% — — $25M
2014 $64M $13M 0.0% 0.0% — — $24M

Valuation over time

How the market has priced KNSL against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 30.0 60.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 5.7 11.4 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 0.1 0.2 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is KNSL growing its revenue and profit?

Over the past 5 years, Kinsale Capital Group, Inc.'s revenue has grown 32.4% per year, and net income grown 41.6% per year. These are computed facts, not advice.

How much debt does KNSL have?

As of FY2025, Kinsale Capital Group, Inc. reported $224M of total debt against $163M of cash.

What is KNSL's profit margin?

In FY2025, gross margin was —, operating margin —, and net margin 26.9%.

What is KNSL's P/E ratio?

As of Jun '26, Kinsale Capital Group, Inc. traded at a price-to-earnings ratio of about 14.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.