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JKHY Financials Jack Henry & Associates

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 7.0% per year over the past 5 years.
  • Net income has grown faster than revenue (9.0% vs 7.0% per year).
  • Operating margin has expanded, at 23.9% in the latest year.
  • Free cash flow has grown 5.2% per year over the past 5 years.

Financial health

  • The company holds more cash ($102M) than total debt ($0).

Shareholder returns

  • Dividends have been paid for 15 consecutive years, consuming 36.1% of earnings and 28.0% of free cash flow.
  • The dividend has grown 5.3% per year over the past 5 years.
Revenue & net income
$0 $1B $2B 2011 2013 2015 2017 2019 2021 2023 2025
RevenueNet income
Margins (gross / operating / net)
0% 22% 44% 2011 2013 2015 2017 2019 2021 2023 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $294M $588M 2011 2013 2015 2017 2019 2021 2023 2025
Free cash flow
Cash vs total debt
$0 $138M $275M 2011 2013 2015 2017 2019 2021 2023 2025
CashTotal debt
Cash flow: operating / investing / financing
-$462M $90M $642M $0 2011 2013 2015 2017 2019 2021 2023 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $2.4B $456M 42.7% 23.9% $588M $0 $102M
2024 $2.2B $382M 41.3% 22.1% $510M $60M $38M
2023 $2.1B $367M 41.3% 23.1% $342M $275M $12M
2022 $1.9B $363M 41.9% 24.4% $470M $115M $49M
2021 $1.8B $311M 39.5% 22.7% $439M — $51M
2020 $1.7B $297M 40.6% 22.4% $457M — $213M
2019 $1.6B $272M 40.6% 22.4% $378M $0 $94M
2018 $1.5B $365M 42.0% 24.3% $372M $0 $31M
2017 $1.4B $230M 44.1% 24.6% $315M $50M $115M
2016 — $249M — — $310M $200000 $70M
2015 — $211M — — $319M $53M $148M
2014 — $187M — — $308M $9M $70M
2013 — $168M — — $263M $15M $128M
2012 — $152M — — $223M $132M $157M
2011 — $137M — — $208M $151M $63M

Valuation over time

How the market has priced JKHY against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 17.0 34.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 3.0 6.0 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 0.9 1.8 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is JKHY growing its revenue and profit?

Over the past 5 years, Jack Henry & Associates's revenue has grown 7.0% per year, and net income grown 9.0% per year. These are computed facts, not advice.

How much debt does JKHY have?

As of FY2025, Jack Henry & Associates reported $0 of total debt against $102M of cash.

What is JKHY's profit margin?

In FY2025, gross margin was 42.7%, operating margin 23.9%, and net margin 19.2%.

What is JKHY's P/E ratio?

As of Jun '26, Jack Henry & Associates traded at a price-to-earnings ratio of about 20.1× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.