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GWRE Financials Guidewire Software, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 14.7% per year over the past 5 years.
  • Operating margin has expanded, at 10.2% in the latest year.
  • Free cash flow has grown 32.5% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (4.7% vs 14.7% per year).
  • Operating income covered interest expense 11× in the latest year, up from -5.6× 5 years ago.
Revenue & net income
-$180M $647M $1B $0 2012 2014 2016 2018 2020 2022 2024 2026
RevenueNet income
Margins (gross / operating / net)
-25% 20% 64% 0% 2012 2014 2016 2018 2020 2022 2024 2026
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-12% -0% 12% 0% 2012 2014 2016 2018 2020 2022 2024 2026
ROEROA
Free cash flow (CFO − capex)
-$47M $165M $378M $0 2012 2014 2016 2018 2020 2022 2024 2026
Free cash flow
Cash vs total debt
$0 $349M $698M 2012 2014 2016 2018 2020 2022 2024 2026
CashTotal debt
Cash flow: operating / investing / financing
-$579M -$3M $573M $0 2012 2014 2016 2018 2020 2022 2024 2026
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2026 $1.5B $139M 64.2% 10.2% 11.7% 5.4% $378M $373M
2025 $1.2B $70M 62.5% 3.4% 4.8% 2.6% $295M $698M
2024 $980M -$6M 59.5% -5.4% -0.5% -0.3% $189M $399M $548M
2023 $905M -$112M 50.6% -16.5% -9.3% -5.5% $33M $397M $402M
2022 $813M -$180M 46.4% -24.5% -12.4% -8.0% -$47M $358M $606M
2021 $743M -$67M 52.4% -14.2% -4.3% -2.9% $93M $344M $385M
2020 $742M -$27M 54.5% -3.2% -1.6% -1.2% $92M $330M $367M
2019 $720M $21M 54.9% 0.2% 1.3% 1.0% $71M $317M $254M
2018 $653M -$27M 54.5% -2.4% -1.9% -1.3% $131M $305M $437M
2017 $510M $18M 62.4% 4.3% 2.0% 1.7% $133M $263M
2016 $15M 1.9% 1.6% $93M $224M
2015 $10M 1.4% 1.2% $57M $212M
2014 $15M 2.3% 1.9% $70M $148M
2013 $25M 11.1% 8.1% $23M $80M
2012 $19M 10.3% 6.6% $11M $206M

Valuation over time

How the market has priced GWRE against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 137.2 274.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 9.8 19.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S

Frequently asked questions

Is GWRE growing its revenue and profit?

Over the past 5 years, Guidewire Software, Inc.'s revenue has grown 14.7% per year. These are computed facts, not advice.

How much debt does GWRE have?

As of FY2026, Guidewire Software, Inc. reported — of total debt against $373M of cash; operating income covered interest expense 11×.

What is GWRE's profit margin?

In FY2026, gross margin was 64.2%, operating margin 10.2%, and net margin 9.4%.

What is GWRE's P/E ratio?

As of Sep '26, Guidewire Software, Inc. traded at a price-to-earnings ratio of about 101.8× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.