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GWRE Financials Guidewire Software, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2026, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 14.7% per year over the past 5 years.
  • Operating margin has expanded, at 10.2% in the latest year.
  • Free cash flow has grown 32.5% per year over the past 5 years.

Financial health

  • Total debt has grown slower than revenue (4.7% vs 14.7% per year).
  • Operating income covered interest expense 11× in the latest year, up from -5.6× 5 years ago.
Revenue & net income
-$180M $647M $1B $0 2012 2014 2016 2018 2020 2022 2024 2026
RevenueNet income
Margins (gross / operating / net)
-25% 20% 64% 0% 2012 2014 2016 2018 2020 2022 2024 2026
GrossOperatingNet
Return on equity & assets (ROE / ROA)
-12% -0% 12% 0% 2012 2014 2016 2018 2020 2022 2024 2026
ROEROA
Free cash flow (CFO − capex)
-$47M $165M $378M $0 2012 2014 2016 2018 2020 2022 2024 2026
Free cash flow
Cash vs total debt
$0 $349M $698M 2012 2014 2016 2018 2020 2022 2024 2026
CashTotal debt
Cash flow: operating / investing / financing
-$579M -$3M $573M $0 2012 2014 2016 2018 2020 2022 2024 2026
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MROEROAFCFTotal debtCash
2026 $1.5B $139M 64.2% 10.2% 11.7% 5.4% $378M — $373M
2025 $1.2B $70M 62.5% 3.4% 4.8% 2.6% $295M — $698M
2024 $980M -$6M 59.5% -5.4% -0.5% -0.3% $189M $399M $548M
2023 $905M -$112M 50.6% -16.5% -9.3% -5.5% $33M $397M $402M
2022 $813M -$180M 46.4% -24.5% -12.4% -8.0% -$47M $358M $606M
2021 $743M -$67M 52.4% -14.2% -4.3% -2.9% $93M $344M $385M
2020 $742M -$27M 54.5% -3.2% -1.6% -1.2% $92M $330M $367M
2019 $720M $21M 54.9% 0.2% 1.3% 1.0% $71M $317M $254M
2018 $653M -$27M 54.5% -2.4% -1.9% -1.3% $131M $305M $437M
2017 $510M $18M 62.4% 4.3% 2.0% 1.7% $133M — $263M
2016 — $15M — — 1.9% 1.6% $93M — $224M
2015 — $10M — — 1.4% 1.2% $57M — $212M
2014 — $15M — — 2.3% 1.9% $70M — $148M
2013 — $25M — — 11.1% 8.1% $23M — $80M
2012 — $19M — — 10.3% 6.6% $11M — $206M

Valuation over time

How the market has priced GWRE against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 137.2 274.4 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/E
Price / sales (P/S)
0.0 9.8 19.7 Mar '23 Sep '23 Mar '24 Sep '24 Mar '25 Sep '25 Mar '26 Sep '26
P/S

Frequently asked questions

Is GWRE growing its revenue and profit?

Over the past 5 years, Guidewire Software, Inc.'s revenue has grown 14.7% per year. These are computed facts, not advice.

How much debt does GWRE have?

As of FY2026, Guidewire Software, Inc. reported — of total debt against $373M of cash; operating income covered interest expense 11×.

What is GWRE's profit margin?

In FY2026, gross margin was 64.2%, operating margin 10.2%, and net margin 9.4%.

What is GWRE's P/E ratio?

Guidewire Software, Inc.'s P/E (TTM) is 95.67 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the GWRE stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 95.7× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.