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GSHD Financials Goosehead Insurance, Inc.

9 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →

Growth & profitability

  • Revenue has grown 25.6% per year over the past 5 years.
  • Net income has grown slower than revenue (24.5% vs 25.6% per year).
  • Operating margin has expanded, at 20.4% in the latest year.
  • Free cash flow has grown 42.5% per year over the past 5 years.

Financial health

  • Total debt ($292M) exceeds cash ($34M); net debt is $258M.
  • Total debt has grown faster than revenue (28.7% vs 25.6% per year).
  • Operating income covered interest expense 3.1× in the latest year.
  • Total debt is 3.4× EBITDA.

Shareholder returns

  • Dividends have been paid for 1 consecutive year, consuming 523.8% of earnings and 169.3% of free cash flow.
  • The dividend has grown 26.7% per year over the past 5 years.
Revenue & net income
-$9M $178M $365M $0 2017 2018 2019 2020 2021 2022 2023 2024 2025
RevenueNet income
Margins (gross / operating / net)
-23% -1% 20% 0% 2017 2018 2019 2020 2021 2022 2023 2024 2025
GrossOperatingNet
Free cash flow (CFO − capex)
$0 $43M $86M 2017 2018 2019 2020 2021 2022 2023 2024 2025
Free cash flow
Cash vs total debt
$0 $146M $292M 2017 2018 2019 2020 2021 2022 2023 2024 2025
CashTotal debt
Cash flow: operating / investing / financing
-$88M $2M $92M $0 2017 2018 2019 2020 2021 2022 2023 2024 2025
OperatingInvestingFinancing

Key annual figures

FYRevenueNet incomeGross MOp MFCFTotal debtCash
2025 $365M $28M 0.0% 20.4% $86M $292M $34M
2024 $315M $30M 0.0% 19.4% $71M $92M $54M
2023 $261M $14M 0.0% 12.6% $46M $77M $42M
2022 $209M $565000 0.0% 4.8% $26M $94M $29M
2021 $151M $5M 0.0% 5.7% $23M $123M $29M
2020 $117M $9M 0.0% 17.0% $15M $83M $25M
2019 $77M $4M 0.0% 18.2% $18M $37M $14M
2018 $60M -$9M 0.0% -23.2% $8M $48M $19M
2017 $43M $0 0.0% 17.8% $7M $49M $5M

Valuation over time

How the market has priced GSHD against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

Price / earnings (P/E)
0.0 1626.5 3252.9 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/E
Price / sales (P/S)
0.0 5.9 11.7 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
P/S
Dividend yield (%)
0.0 8.7 17.5 Mar '23 Aug '23 Jan '24 Jun '24 Nov '24 Apr '25 Sep '25 Feb '26
Dividend yield %

Frequently asked questions

Is GSHD growing its revenue and profit?

Over the past 5 years, Goosehead Insurance, Inc.'s revenue has grown 25.6% per year, and net income grown 24.5% per year. These are computed facts, not advice.

How much debt does GSHD have?

As of FY2025, Goosehead Insurance, Inc. reported $292M of total debt against $34M of cash; operating income covered interest expense 3.1×.

What is GSHD's profit margin?

In FY2025, gross margin was —, operating margin 20.4%, and net margin 7.6%.

What is GSHD's P/E ratio?

As of Jun '26, Goosehead Insurance, Inc. traded at a price-to-earnings ratio of about 38.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.