15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Free cash flow has grown 28.1% per year over the past 5 years.
Financial health
Total debt ($1.2B) exceeds cash ($179M); net debt is $1.0B.
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 37028.2% of earnings and 29.8% of free cash flow.
The dividend has grown 1.1% per year over the past 5 years.
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
—
$255605
—
—
0.0%
0.0%
$317M
$1.2B
$179M
2024
—
$228830
—
—
0.0%
0.0%
$241M
$1.1B
$174M
2023
—
$255863
—
—
0.0%
0.0%
$463M
$1.3B
$213M
2022
—
$217612
—
—
0.0%
0.0%
$187M
$1.6B
$208M
2021
—
$205160
—
—
0.0%
0.0%
$373M
$706M
$220M
2020
—
$156M
—
—
6.8%
1.0%
$92M
$943M
$231M
2019
—
$198M
—
—
8.8%
1.4%
$165M
$1.7B
$201M
2018
—
$173M
—
—
8.3%
1.2%
$242M
$1.6B
—
2017
—
$97M
—
—
10.4%
1.1%
$117M
$934M
—
2016
—
$89M
—
—
10.2%
1.0%
$133M
$928M
—
2015
—
$75M
—
—
9.3%
0.9%
$84M
$1.1B
—
2014
—
$65M
—
—
8.3%
0.9%
$46M
$710M
—
2013
—
$48M
—
—
7.1%
0.8%
$157M
$810M
—
2012
—
$67M
—
—
9.5%
1.0%
$186M
$700M
—
2011
—
$67M
—
—
9.4%
1.0%
$180M
$176M
—
Net income
Net income
Return on equity & assets (ROE / ROA)
ROEROA
Shareholders' equity (book value)
Equity
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Jun '26
—
$76M
—
—
2.6%
0.3%
$21M
$992M
$206M
Mar '26
—
$74M
—
—
2.5%
0.3%
$535M
$1.0B
$171M
Dec '25
—
$62M
—
—
2.3%
0.3%
$114M
$1.2B
$179M
Sep '25
—
$72M
—
—
2.7%
0.4%
$86M
$817M
$175M
Jun '25
—
$70M
—
—
2.7%
0.4%
$65M
$1.0B
$210M
Mar '25
—
$51M
—
—
2.1%
0.3%
$52M
$1.1B
$191M
Dec '24
—
$65M
—
—
2.7%
0.3%
$67M
$1.1B
$174M
Sep '24
—
$52M
—
—
2.1%
0.3%
$84M
$1.2B
$191M
Jun '24
—
$61M
—
—
2.6%
0.3%
$65M
$1.5B
$194M
Mar '24
—
$51M
—
—
2.2%
0.3%
$25M
$1.2B
$199M
Dec '23
—
$57M
—
—
2.5%
0.3%
$110M
$1.3B
$213M
Sep '23
—
$63M
—
—
3.0%
0.4%
$86M
$1.3B
$220M
Jun '23
—
$66M
—
—
3.1%
0.4%
$99M
$1.6B
$217M
Mar '23
—
$70M
—
—
3.3%
0.4%
$168M
$1.6B
$200M
Dec '22
—
$69M
—
—
3.4%
0.4%
$23M
$1.6B
$208M
Sep '22
—
$56M
—
—
2.8%
0.3%
-$94M
$1.5B
$196M
Jun '22
—
$52M
—
—
2.5%
0.3%
$118M
$1.3B
$303M
Mar '22
—
$41M
—
—
1.9%
0.3%
$141M
$565M
$230M
Dec '21
—
$47M
—
—
2.1%
0.3%
$100M
$706M
$220M
Sep '21
—
$60M
—
—
2.7%
0.4%
$72M
$502M
$210M
Valuation over time
How the market has priced FFBC against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 10486.7× (Mar '23) to 13712.2× (Nov '26).
The dividend yield has fallen from 3.8% (Mar '23) to 2.7% (Nov '26).
Price / earnings (P/E)
P/E
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is FFBC growing its revenue and profit?
See the revenue and net-income charts above for First Financial Bancorp /Oh/'s multi-year trend.
How much debt does FFBC have?
As of FY2025, First Financial Bancorp /Oh/ reported $1.2B of total debt against $179M of cash.
What is FFBC's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is FFBC's P/E ratio?
First Financial Bancorp /Oh/'s P/E (TTM) is 12.29 as of the 2026-11-04 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the FFBC stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 13712.2× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.