FCFS Financials Firstcash Holdings, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Oct 29, 2026, 11:13 UTC Overview →

Growth & profitability

Revenue has grown 9.2% per year over the past 5 years.
Net income has grown faster than revenue (25.4% vs 9.2% per year).
Free cash flow has grown 23.5% per year over the past 5 years.

Financial health

Total debt ($2.2B) exceeds cash ($125M); net debt is $2.1B.
Total debt has grown faster than revenue (29.1% vs 9.2% per year).

Shareholder returns

Dividends have been paid for 10 consecutive years, consuming 21.5% of earnings and 13.3% of free cash flow.
The dividend has grown 9.6% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$1.7B	$330M	110.3%	0.0%	14.5%	6.2%	$531M	$2.2B	$125M
2024	$1.5B	$259M	108.1%	0.0%	12.6%	5.8%	$472M	$1.7B	$175M
2023	$1.4B	$219M	109.1%	0.0%	11.0%	5.1%	$356M	$1.6B	$127M
2022	$1.3B	$253M	100.3%	0.0%	13.5%	6.5%	$434M	$1.4B	$117M
2021	$1.1B	$125M	81.0%	0.0%	6.9%	3.3%	$181M	$1.3B	$120M
2020	$1.1B	$107M	84.7%	0.0%	8.3%	4.5%	$185M	$616M	$66M
2019	$1.2B	$165M	86.6%	0.0%	12.2%	6.7%	$187M	$632M	$47M
2018	$1.1B	$153M	88.6%	0.0%	11.6%	7.3%	$208M	$591M	$72M
2017	$1.1B	$144M	90.1%	0.0%	9.8%	7.0%	$194M	$402M	$114M
2016	$669M	$60M	90.4%	0.0%	4.1%	2.8%	$76M	$460M	$90M
2015	—	$61M	—	—	14.1%	8.1%	$72M	$258M	$87M
2014	—	$85M	—	—	19.6%	12.0%	$74M	$222M	$68M
2013	—	$84M	—	—	20.2%	12.7%	$80M	$190M	$71M
2012	—	$80M	—	—	22.8%	15.8%	$67M	$114M	$50M
2011	—	$78M	—	—	24.7%	21.8%	$51M	$0	$70M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Sep '26	$481M	$101M	113.4%	0.0%	4.4%	1.8%	—	$2.4B	$203M
Jun '26	$471M	$93M	113.2%	0.0%	4.0%	1.7%	—	$2.3B	$172M
Mar '26	$465M	$108M	116.7%	0.0%	4.7%	2.0%	—	$2.3B	$131M
Dec '25	$501M	$104M	105.7%	0.0%	4.6%	2.0%	—	$2.2B	$125M
Sep '25	$411M	$83M	115.3%	0.0%	3.8%	1.6%	—	$2.2B	$130M
Jun '25	$385M	$60M	107.2%	0.0%	2.8%	1.3%	—	$1.7B	$101M
Mar '25	$371M	$84M	114.3%	0.0%	4.1%	1.9%	—	$1.7B	$146M
Dec '24	$414M	$84M	104.8%	0.0%	4.1%	1.9%	—	$1.7B	$175M
Sep '24	$363M	$65M	111.4%	0.0%	3.2%	1.5%	—	$1.7B	$106M
Jun '24	$363M	$49M	108.8%	0.0%	2.5%	1.1%	—	$1.7B	$114M
Mar '24	$367M	$61M	107.9%	0.0%	3.0%	1.4%	—	$1.5B	$135M
Dec '23	$397M	$70M	105.1%	0.0%	3.5%	1.6%	—	$1.6B	$127M
Sep '23	$335M	$57M	116.0%	0.0%	3.0%	1.4%	—	$1.6B	$87M
Jun '23	$321M	$45M	110.0%	0.0%	2.4%	1.1%	—	$1.4B	$105M
Mar '23	$328M	$47M	106.1%	0.0%	2.5%	1.2%	—	$1.3B	$101M
Dec '22	$359M	$80M	97.2%	0.0%	4.3%	2.1%	—	$1.4B	$117M
Sep '22	$301M	$59M	107.4%	0.0%	3.3%	1.5%	—	$1.4B	$101M
Jun '22	$298M	$86M	100.9%	0.0%	4.7%	2.3%	—	$1.3B	$110M
Mar '22	$303M	$28M	96.2%	0.0%	1.6%	0.7%	—	$1.3B	$113M
Dec '21	$328M	$29M	69.6%	0.0%	1.6%	0.8%	—	$1.3B	$120M

Valuation over time

How the market has priced FCFS against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 16.1× (Mar '23) to 25.2× (Nov '26).
The price-to-sales ratio has risen from 3.2× (Mar '23) to 5.0× (Nov '26).
The dividend yield has fallen from 1.5% (Mar '23) to 0.9% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is FCFS growing its revenue and profit?

Over the past 5 years, Firstcash Holdings, Inc.'s revenue has grown 9.2% per year, and net income grown 25.4% per year. These are computed facts, not advice.

How much debt does FCFS have?

As of FY2025, Firstcash Holdings, Inc. reported $2.2B of total debt against $125M of cash.

What is FCFS's profit margin?

In FY2025, gross margin was 110.3%, operating margin —, and net margin 19.8%.

What is FCFS's P/E ratio?

Firstcash Holdings, Inc.'s P/E (TTM) is 20.45 as of the 2026-11-02 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the FCFS stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 25.2× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.