FCFS Financials Firstcash Holdings, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated 45 d ago Overview →

Growth & profitability

Revenue has grown 9.2% per year over the past 5 years.
Net income has grown faster than revenue (25.4% vs 9.2% per year).
Free cash flow has grown 23.5% per year over the past 5 years.

Financial health

Total debt ($2.2B) exceeds cash ($125M); net debt is $2.1B.
Total debt has grown faster than revenue (29.1% vs 9.2% per year).

Shareholder returns

Dividends have been paid for 10 consecutive years, consuming 21.5% of earnings and 13.3% of free cash flow.
The dividend has grown 9.6% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$1.7B	$330M	110.3%	0.0%	14.5%	6.2%	$531M	$2.2B	$125M
2024	$1.5B	$259M	108.1%	0.0%	12.6%	5.8%	$472M	$1.7B	$175M
2023	$1.4B	$219M	109.1%	0.0%	11.0%	5.1%	$356M	$1.6B	$127M
2022	$1.3B	$253M	100.3%	0.0%	13.5%	6.5%	$434M	$1.4B	$117M
2021	$1.1B	$125M	81.0%	0.0%	6.9%	3.3%	$181M	$1.3B	$120M
2020	$1.1B	$107M	84.7%	0.0%	8.3%	4.5%	$185M	$616M	$66M
2019	$1.2B	$165M	86.6%	0.0%	12.2%	6.7%	$187M	$632M	$47M
2018	$1.1B	$153M	88.6%	0.0%	11.6%	7.3%	$208M	$591M	$72M
2017	$1.1B	$144M	90.1%	0.0%	9.8%	7.0%	$194M	$402M	$114M
2016	$669M	$60M	90.4%	0.0%	4.1%	2.8%	$76M	$460M	$90M
2015	—	$61M	—	—	14.1%	8.1%	$72M	$258M	$87M
2014	—	$85M	—	—	19.6%	12.0%	$74M	$222M	$68M
2013	—	$84M	—	—	20.2%	12.7%	$80M	$190M	$71M
2012	—	$80M	—	—	22.8%	15.8%	$67M	$114M	$50M
2011	—	$78M	—	—	24.7%	21.8%	$51M	$0	$70M

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Jun '26	$471M	$93M	113.2%	0.0%	4.0%	1.7%	—	$2.3B	$172M
Mar '26	$465M	$108M	116.7%	0.0%	4.7%	2.0%	—	$2.3B	$131M
Dec '25	$501M	$104M	105.7%	0.0%	4.6%	2.0%	—	$2.2B	$125M
Sep '25	$411M	$83M	115.3%	0.0%	3.8%	1.6%	—	$2.2B	$130M
Jun '25	$385M	$60M	107.2%	0.0%	2.8%	1.3%	—	$1.7B	$101M
Mar '25	$371M	$84M	114.3%	0.0%	4.1%	1.9%	—	$1.7B	$146M
Dec '24	$414M	$84M	104.8%	0.0%	4.1%	1.9%	—	$1.7B	$175M
Sep '24	$363M	$65M	111.4%	0.0%	3.2%	1.5%	—	$1.7B	$106M
Jun '24	$363M	$49M	108.8%	0.0%	2.5%	1.1%	—	$1.7B	$114M
Mar '24	$367M	$61M	107.9%	0.0%	3.0%	1.4%	—	$1.5B	$135M
Dec '23	$397M	$70M	105.1%	0.0%	3.5%	1.6%	—	$1.6B	$127M
Sep '23	$335M	$57M	116.0%	0.0%	3.0%	1.4%	—	$1.6B	$87M
Jun '23	$321M	$45M	110.0%	0.0%	2.4%	1.1%	—	$1.4B	$105M
Mar '23	$328M	$47M	106.1%	0.0%	2.5%	1.2%	—	$1.3B	$101M
Dec '22	$359M	$80M	97.2%	0.0%	4.3%	2.1%	—	$1.4B	$117M
Sep '22	$301M	$59M	107.4%	0.0%	3.3%	1.5%	—	$1.4B	$101M
Jun '22	$298M	$86M	100.9%	0.0%	4.7%	2.3%	—	$1.3B	$110M
Mar '22	$303M	$28M	96.2%	0.0%	1.6%	0.7%	—	$1.3B	$113M
Dec '21	$328M	$29M	69.6%	0.0%	1.6%	0.8%	—	$1.3B	$120M
Sep '21	$269M	$33M	86.7%	0.0%	2.6%	1.3%	—	$739M	$50M

Valuation over time

How the market has priced FCFS against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has risen from 16.3× (Mar '23) to 29.4× (Sep '26).
The price-to-sales ratio has risen from 3.3× (Mar '23) to 5.8× (Sep '26).
The dividend yield has fallen from 1.4% (Mar '23) to 0.7% (Sep '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is FCFS growing its revenue and profit?

Over the past 5 years, Firstcash Holdings, Inc.'s revenue has grown 9.2% per year, and net income grown 25.4% per year. These are computed facts, not advice.

How much debt does FCFS have?

As of FY2025, Firstcash Holdings, Inc. reported $2.2B of total debt against $125M of cash.

What is FCFS's profit margin?

In FY2025, gross margin was 110.3%, operating margin —, and net margin 19.8%.

What is FCFS's P/E ratio?

As of Sep '26, Firstcash Holdings, Inc. traded at a price-to-earnings ratio of about 29.4× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S and dividend yield have moved with the share price. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.