15 years of revenue, profit, cash flow and balance-sheet history through FY2025,
from SEC filings — with a computed, factual read of the trend.
Updated Overview →
Growth & profitability
Revenue has grown 3.8% per year over the past 5 years.
Net income has grown slower than revenue (-38.2% vs 3.8% per year).
Free cash flow has grown 6.3% per year over the past 5 years.
Financial health
The company holds more cash ($160M) than total debt ($35M).
Shareholder returns
Dividends have been paid for 15 consecutive years, consuming 276.9% of earnings and 67.0% of free cash flow.
The dividend has declined 0.4% per year over the past 5 years.
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key annual figures
FY
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
2025
$859M
$11M
0.0%
0.0%
1.1%
0.3%
$45M
$35M
$160M
2024
$881M
$119M
0.0%
0.0%
11.1%
3.3%
$76M
$0
$68M
2023
$851M
$118M
0.0%
0.0%
11.6%
3.3%
$49M
—
$226M
2022
$714M
$48M
0.0%
0.0%
5.1%
1.3%
$100M
—
$89M
2021
$703M
$119M
0.0%
0.0%
9.8%
3.2%
$11M
—
$75M
2020
$711M
$120M
0.0%
0.0%
9.9%
3.1%
$33M
—
$160M
2019
$836M
$157M
0.0%
0.0%
13.5%
3.9%
$122M
—
$155M
2018
$800M
$141M
0.0%
0.0%
13.9%
3.6%
$180M
—
$101M
2017
$801M
$101M
0.0%
0.0%
10.7%
2.6%
$142M
—
$73M
2016
$780M
$107M
0.0%
0.0%
12.7%
2.8%
$122M
—
$67M
2015
$752M
$94M
0.0%
0.0%
12.4%
2.5%
$116M
—
$57M
2014
$774M
$101M
0.0%
0.0%
14.7%
2.7%
$171M
—
$104M
2013
$724M
$64M
0.0%
0.0%
11.2%
1.8%
$164M
—
$35M
2012
$579M
$107M
0.0%
0.0%
19.8%
3.0%
$128M
—
$141M
2011
$464M
$49M
0.0%
0.0%
10.5%
1.4%
$42M
—
$252M
Revenue & net income
RevenueNet income
Margins (gross / operating / net)
GrossOperatingNet
Return on equity & assets (ROE / ROA)
ROEROA
Free cash flow (CFO − capex, quarterly)
Free cash flow
Cash vs total debt
CashTotal debt
Cash flow: operating / investing / financing
OperatingInvestingFinancing
Key quarterly figures
Quarter
Revenue
Net income
Gross M
Op M
ROE
ROA
FCF
Total debt
Cash
Sep '26
$189M
$12M
0.0%
0.0%
1.5%
0.4%
—
$125M
$76M
Jun '26
$220M
$29M
0.0%
0.0%
3.4%
0.9%
—
$125M
$113M
Mar '26
$208M
$10M
0.0%
0.0%
1.2%
0.3%
—
$125M
$153M
Dec '25
$171M
-$23M
0.0%
0.0%
-2.4%
-0.7%
—
$35M
$160M
Sep '25
$239M
-$8M
0.0%
0.0%
-0.8%
-0.2%
—
—
$167M
Jun '25
$246M
$30M
0.0%
0.0%
2.7%
0.8%
—
—
$69M
Mar '25
$203M
$13M
0.0%
0.0%
1.2%
0.4%
—
—
$100M
Dec '24
$217M
$28M
0.0%
0.0%
2.6%
0.8%
—
$0
$68M
Sep '24
$224M
$30M
0.0%
0.0%
2.8%
0.8%
—
—
$143M
Jun '24
$217M
$32M
0.0%
0.0%
3.1%
0.9%
—
—
$96M
Mar '24
$223M
$28M
0.0%
0.0%
2.8%
0.8%
—
—
$114M
Dec '23
$226M
$46M
0.0%
0.0%
4.5%
1.3%
—
—
$226M
Sep '23
$204M
$14M
0.0%
0.0%
1.5%
0.4%
—
—
$109M
Jun '23
$215M
$35M
0.0%
0.0%
3.7%
1.0%
—
—
$66M
Mar '23
$207M
$24M
0.0%
0.0%
2.4%
0.6%
—
—
$87M
Dec '22
$222M
$47M
0.0%
0.0%
5.0%
1.3%
—
—
$89M
Sep '22
$204M
$19M
0.0%
0.0%
2.1%
0.5%
—
—
$148M
Jun '22
$135M
-$16M
0.0%
0.0%
-1.6%
-0.4%
—
—
$129M
Mar '22
$152M
-$2M
0.0%
0.0%
-0.2%
-0.1%
—
—
$131M
Dec '21
$200M
$55M
0.0%
0.0%
4.5%
1.4%
—
—
$75M
Valuation over time
How the market has priced EIG against its own fundamentals since 2023-03 —
each month-end's share price set against the most recent annual filing, so the multiple moves
as price runs ahead of (or behind) earnings. Split-adjusted.
The price-to-earnings ratio has risen from 15.1× (Mar '23) to 77.1× (Nov '26).
The price-to-sales ratio has fallen from 1.0× (Mar '23) to 1.0× (Nov '26).
The dividend yield has fallen from 12.3% (Mar '23) to 3.6% (Nov '26).
Price / earnings (P/E)
P/E
Price / sales (P/S)
P/S
Dividend yield (%)
Dividend yield %
Frequently asked questions
Is EIG growing its revenue and profit?
Over the past 5 years, Employers Holdings, Inc.'s revenue has grown 3.8% per year, and net income declined 38.2% per year. These are computed facts, not advice.
How much debt does EIG have?
As of FY2025, Employers Holdings, Inc. reported $35M of total debt against $160M of cash.
What is EIG's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin 1.3%.
What is EIG's P/E ratio?
Employers Holdings, Inc.'s P/E (TTM) is 30.29 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the EIG stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 77.1× as of Nov '26) can differ. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested ·
growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price
against the latest annual filing. Informational only — not investment advice.