CTO Financials Cto Realty Growth, Inc.

15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Oct 30, 2026, 11:16 UTC Overview →

Growth & profitability

Revenue has grown 21.5% per year over the past 5 years.
Net income has grown slower than revenue (-49.5% vs 21.5% per year).
Operating margin has been roughly flat, at 22.7% in the latest year.

Financial health

Total debt ($616M) exceeds cash ($6M); net debt is $610M.
Total debt has grown slower than revenue (17.6% vs 21.5% per year).
Total debt is 6.6× EBITDA.

Shareholder returns

Dividends have been paid for 15 consecutive years, consuming 1901.0% of earnings.
The dividend has grown 27.7% per year over the past 5 years.

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key annual figures

FY	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
2025	$150M	$3M	74.6%	22.7%	0.5%	0.2%	—	$616M	$6M
2024	$125M	-$9M	73.3%	14.1%	-1.4%	-0.7%	—	$519M	$9M
2023	$109M	$758000	72.3%	24.3%	0.2%	0.1%	—	$495M	$10M
2022	$82M	-$2M	72.2%	13.0%	-0.3%	-0.2%	-$329M	$446M	$19M
2021	$70M	$28M	68.1%	33.2%	6.4%	3.8%	-$229M	$278M	$9M
2020	$56M	$79M	73.0%	21.8%	22.4%	11.8%	-$179M	$274M	$4M
2019	$45M	$115M	84.2%	76.1%	40.3%	16.3%	-$171M	$287M	$6M
2018	$44M	$37M	79.9%	71.9%	17.6%	6.7%	-$66M	$248M	$2M
2017	$39M	$42M	78.4%	20.0%	22.7%	9.0%	—	$196M	$6M
2016	$66M	$16M	69.3%	57.6%	11.0%	4.0%	-$78M	$166M	$7M
2015	$43M	$8M	0.0%	47.1%	5.9%	2.1%	-$86M	$167M	$4M
2014	$36M	$6M	0.0%	34.9%	5.0%	2.3%	-$63M	$104M	$2M
2013	$26M	$4M	0.0%	24.1%	3.1%	1.6%	-$48M	$63M	$2M
2012	$16M	$599202	0.0%	5.3%	0.5%	0.3%	-$22M	$29M	$1M
2011	$13M	-$5M	0.0%	-69.2%	-4.2%	-2.8%	—	$15M	$6174

Revenue & net income

RevenueNet income

Margins (gross / operating / net)

GrossOperatingNet

Return on equity & assets (ROE / ROA)

ROEROA

Free cash flow (CFO − capex, quarterly)

Free cash flow

Cash vs total debt

CashTotal debt

Cash flow: operating / investing / financing

OperatingInvestingFinancing

Key quarterly figures

Quarter	Revenue	Net income	Gross M	Op M	ROE	ROA	FCF	Total debt	Cash
Sep '26	$47M	-$5M	75.3%	24.7%	-0.8%	-0.3%	—	$718M	$9M
Jun '26	$44M	$15M	74.6%	30.2%	2.3%	1.1%	—	$659M	$8M
Mar '26	$41M	$6M	75.3%	25.0%	1.1%	0.5%	—	$650M	$8M
Dec '25	$38M	$28M	75.0%	75.1%	5.0%	2.2%	—	$616M	$6M
Sep '25	$38M	$3M	75.4%	26.6%	0.5%	0.2%	—	$604M	$9M
Jun '25	$38M	-$23M	73.0%	-33.7%	-4.1%	-1.9%	—	$605M	$9M
Mar '25	$36M	$2M	75.2%	22.0%	0.4%	0.2%	—	$602M	$8M
Dec '24	$36M	-$15M	74.4%	-20.4%	-2.5%	-1.3%	—	$519M	$9M
Sep '24	$32M	$6M	74.4%	15.6%	1.0%	0.5%	—	$527M	$8M
Jun '24	$29M	$1M	71.1%	18.8%	0.2%	0.1%	—	$483M	$5M
Mar '24	$28M	$6M	73.1%	51.6%	1.3%	0.6%	—	$542M	$7M
Dec '23	$30M	$7M	71.8%	34.1%	1.5%	0.7%	—	$495M	$10M
Sep '23	$28M	$3M	74.7%	27.0%	0.6%	0.3%	—	$548M	$7M
Jun '23	$26M	$2M	71.9%	21.8%	0.4%	0.2%	—	$542M	$7M
Mar '23	$25M	-$6M	70.7%	12.0%	-1.3%	-0.6%	-$15M	$465M	$7M
Dec '22	$23M	-$3M	69.0%	-38.1%	-0.6%	-0.3%	-$182M	$446M	$19M
Sep '22	$23M	$5M	70.7%	46.5%	1.1%	0.6%	-$75M	$370M	$10M
Jun '22	$19M	$1M	74.1%	25.8%	0.3%	0.2%	-$43M	$343M	$7M
Mar '22	$17M	$202000	76.4%	20.3%	0.0%	0.0%	-$29M	$298M	$9M
Dec '21	$25M	$2M	51.9%	5.2%	0.4%	0.3%	-$126M	$278M	$9M

Valuation over time

How the market has priced CTO against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.

The price-to-earnings ratio has fallen from 845.8× (Jan '24) to 300.2× (Nov '26).
The price-to-sales ratio has fallen from 8.1× (Mar '23) to 5.2× (Nov '26).
The dividend yield has risen from 4.3% (Mar '23) to 6.3% (Nov '26).

Price / earnings (P/E)

P/E

Price / sales (P/S)

P/S

Dividend yield (%)

Dividend yield %

Frequently asked questions

Is CTO growing its revenue and profit?

Over the past 5 years, Cto Realty Growth, Inc.'s revenue has grown 21.5% per year, and net income declined 49.5% per year. These are computed facts, not advice.

How much debt does CTO have?

As of FY2025, Cto Realty Growth, Inc. reported $616M of total debt against $6M of cash.

What is CTO's profit margin?

In FY2025, gross margin was 74.6%, operating margin 22.7%, and net margin 1.7%.

What is CTO's P/E ratio?

Cto Realty Growth, Inc.'s P/E (TTM) is 17.41 as of the 2026-11-03 close — market cap ÷ net income over the trailing twelve months where four consecutive quarters are reported, otherwise the latest fiscal year, the same figure as on the CTO stock page. The valuation chart above sets each month-end's price against the latest annual net income instead, so its latest point (about 300.2× as of Nov '26) can differ. These are computed facts, not advice.

Where does this data come from?

All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.

Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), split-adjusted; price return — dividends not reinvested · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.