15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | $434M | $19M | 0.0% | 0.0% | 6.2% | 0.5% | $288M | $501M | $6M |
| 2024 | $394M | $19M | 0.0% | 0.0% | — | 0.5% | $233M | $542M | $12M |
| 2023 | $352M | $45M | 0.0% | 0.0% | 16.5% | 1.6% | $237M | $302M | $6M |
| 2022 | $330M | $86M | 0.0% | 0.0% | 37.6% | 3.1% | $214M | $363M | $13M |
| 2021 | $268M | $48M | 0.0% | 0.0% | 27.9% | 2.2% | $196M | $187M | $30M |
| 2020 | $271M | $22M | 0.0% | 0.0% | 16.3% | 1.0% | $239M | $167M | $13M |
| 2019 | $346M | $5M | 0.0% | 0.0% | 4.9% | 0.2% | $216M | $194M | $5M |
| 2018 | $390M | $15M | 0.0% | 0.0% | 7.5% | 0.6% | $215M | $195M | $13M |
| 2017 | $434M | $4M | 0.0% | 0.0% | 2.0% | 0.2% | $215M | $131M | $13M |
| 2016 | $422M | $29M | 0.0% | 0.0% | 15.7% | 1.2% | $195M | $120M | $14M |
| 2015 | $364M | $35M | 0.0% | 0.0% | 21.5% | 1.6% | $186M | $24M | $19M |
| 2014 | $300M | $30M | 0.0% | 0.0% | 23.2% | 1.6% | — | $28M | $18M |
| 2013 | $256M | $21M | 0.0% | 0.0% | 22.2% | 1.5% | — | $77M | $22M |
| 2012 | $187M | $69M | 0.0% | 0.0% | 113.2% | 6.7% | $35M | $87M | $13M |
| 2011 | $143M | -$14M | 0.0% | 0.0% | 101.8% | -1.6% | $10M | — | $10M |
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | $121M | $6M | 0.0% | 0.0% | 2.0% | 0.1% | $106M | $881M | $8M |
| Mar '26 | $112M | $6M | 0.0% | 0.0% | 1.8% | 0.1% | $83M | $680M | $7M |
| Dec '25 | $109M | $5M | 0.0% | 0.0% | 1.6% | 0.1% | $76M | $501M | $6M |
| Sep '25 | $108M | $5M | 0.0% | 0.0% | 1.6% | 0.1% | $85M | $523M | $9M |
| Jun '25 | $110M | $5M | 0.0% | 0.0% | 1.6% | 0.1% | $54M | $584M | $16M |
| Mar '25 | $107M | $5M | 0.0% | 0.0% | — | 0.1% | $73M | $562M | $30M |
| Dec '24 | $105M | $5M | 0.0% | 0.0% | — | 0.1% | $68M | $542M | $12M |
| Sep '24 | $101M | $5M | 0.0% | 0.0% | 1.7% | 0.1% | $70M | $233M | $8M |
| Jun '24 | $96M | $5M | 0.0% | 0.0% | 1.7% | 0.1% | $43M | $206M | $10M |
| Mar '24 | $92M | $5M | 0.0% | 0.0% | 1.6% | 0.2% | $53M | $374M | $13M |
| Dec '23 | $92M | $7M | 0.0% | 0.0% | 2.6% | 0.2% | $56M | $302M | $6M |
| Sep '23 | $92M | $10M | 0.0% | 0.0% | 3.9% | 0.4% | $61M | $311M | $8M |
| Jun '23 | $85M | $14M | 0.0% | 0.0% | 5.5% | 0.5% | $55M | $318M | $7M |
| Mar '23 | $83M | $14M | 0.0% | 0.0% | 5.7% | 0.5% | $65M | $361M | $10M |
| Dec '22 | $83M | $14M | 0.0% | 0.0% | 6.2% | 0.5% | $51M | $363M | $13M |
| Sep '22 | $90M | $25M | 0.0% | 0.0% | 11.6% | 1.0% | $44M | $323M | $13M |
| Jun '22 | $82M | $25M | 0.0% | 0.0% | 12.8% | 1.0% | $51M | $308M | $11M |
| Mar '22 | $74M | $21M | 0.0% | 0.0% | 11.5% | 0.9% | $68M | $225M | $22M |
| Dec '21 | $69M | $19M | 0.0% | 0.0% | 11.1% | 0.9% | $35M | $187M | $30M |
| Sep '21 | $69M | $14M | 0.0% | 0.0% | 8.5% | 0.6% | $50M | $191M | $29M |
How the market has priced CPSS against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
Over the past 5 years, CONSUMER PORTFOLIO SERVICES, INC.'s revenue has grown 9.9% per year, and net income declined 2.3% per year. These are computed facts, not advice.
As of FY2025, CONSUMER PORTFOLIO SERVICES, INC. reported $501M of total debt against $6M of cash.
In FY2025, gross margin was —, operating margin —, and net margin 4.4%.
As of Sep '26, CONSUMER PORTFOLIO SERVICES, INC. traded at a price-to-earnings ratio of about 9.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E, P/S have moved with the share price. These are computed facts, not advice.
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.