Growth & profitability
- Free cash flow has grown 58.5% per year over the past 5 years.
Financial health
- The company holds more cash ($25M) than total debt ($15M).
CLST Financials Catalyst Bancorp, Inc.
6 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $2M | — | — | 2.5% | 0.7% | $3M | $15M | $25M |
| 2024 | — | -$3M | — | — | -3.9% | -1.1% | $3M | $10M | $44M |
| 2023 | — | $526000 | — | — | 0.6% | 0.2% | $2M | $19M | $19M |
| 2022 | — | $180000 | — | — | 0.2% | 0.1% | $520000 | $9M | $13M |
| 2021 | — | $2M | — | — | 1.9% | 0.7% | $2M | $9M | $41M |
| 2020 | — | -$703000 | — | — | -1.4% | -0.3% | $310000 | $9M | $25M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Jun '26 | — | $524000 | — | — | 0.6% | 0.2% | $958000 | $10M | $37M |
| Mar '26 | — | $558000 | — | — | 0.7% | 0.2% | $657000 | $10M | $39M |
| Dec '25 | — | $456000 | — | — | 0.6% | 0.2% | $794000 | $15M | $25M |
| Sep '25 | — | $489000 | — | — | 0.6% | 0.2% | $827000 | $15M | $37M |
| Jun '25 | — | $521000 | — | — | 0.6% | 0.2% | $1M | — | $40M |
| Mar '25 | — | $586000 | — | — | 0.7% | 0.2% | $361000 | — | $40M |
| Dec '24 | — | $626000 | — | — | 0.8% | 0.2% | $581000 | $10M | $44M |
| Sep '24 | — | $447000 | — | — | 0.5% | 0.2% | $771000 | $30M | $46M |
| Jun '24 | — | $527000 | — | — | 0.7% | 0.2% | $1M | $30M | $75M |
| Mar '24 | — | -$5M | — | — | -5.8% | -1.7% | $223000 | $29M | $76M |
| Dec '23 | — | $307000 | — | — | 0.4% | 0.1% | $916000 | $19M | $19M |
| Sep '23 | — | $151000 | — | — | 0.2% | 0.1% | $392000 | $9M | $13M |
| Jun '23 | — | $16000 | — | — | 0.0% | 0.0% | — | — | $20M |
| Mar '23 | — | $73000 | — | — | 0.1% | 0.0% | — | — | $28M |
| Dec '22 | — | $171000 | — | — | 0.2% | 0.1% | $379000 | $9M | $13M |
| Sep '22 | — | $135000 | — | — | 0.2% | 0.0% | $321000 | — | $36M |
| Jun '22 | — | $15000 | — | — | 0.0% | 0.0% | -$38000 | — | $29M |
| Mar '22 | — | -$141000 | — | — | -0.1% | -0.0% | -$142000 | — | $40M |
| Dec '21 | — | $71000 | — | — | 0.1% | 0.0% | $886000 | $9M | $41M |
| Sep '21 | — | $1M | — | — | 2.8% | 0.5% | $2M | — | $100M |
Valuation over time
How the market has priced CLST against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 260.2× (Mar '23) to 34.9× (Sep '26).
P/E
Frequently asked questions
Is CLST growing its revenue and profit?
See the revenue and net-income charts above for Catalyst Bancorp, Inc.'s multi-year trend.
How much debt does CLST have?
As of FY2025, Catalyst Bancorp, Inc. reported $15M of total debt against $25M of cash.
What is CLST's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is CLST's P/E ratio?
As of Sep '26, Catalyst Bancorp, Inc. traded at a price-to-earnings ratio of about 34.9× (market cap ÷ latest annual net income). The valuation charts above show how its P/E have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.