Financial health
- Total debt ($1.5B) exceeds cash ($966M); net debt is $531M.
AUB Financials Atlantic Union Bankshares Corp
15 years of revenue, profit, cash flow and balance-sheet history through FY2025, from SEC filings — with a computed, factual read of the trend. Updated Overview →
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key annual figures
| FY | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | — | $274M | — | — | 5.5% | 0.7% | — | $1.5B | $966M |
| 2024 | — | $209M | — | — | 6.7% | 0.9% | — | $535M | $354M |
| 2023 | — | $202M | — | — | 7.9% | 1.0% | — | $1.3B | $378M |
| 2022 | — | $235M | — | — | 9.9% | 1.1% | — | $1.7B | $320M |
| 2021 | — | $264M | — | — | 9.7% | 1.3% | — | $507M | $803M |
| 2020 | — | $158M | — | — | 5.8% | 0.8% | — | $841M | $493M |
| 2019 | — | $194M | — | — | 7.7% | 1.1% | — | $1.5B | $436M |
| 2018 | — | $146M | — | — | 7.6% | 1.1% | — | $1.8B | $261M |
| 2017 | — | $73M | — | — | 7.0% | 0.8% | — | $1.2B | $199M |
| 2016 | — | $77M | — | — | 7.7% | 0.9% | — | $990M | $179M |
| 2015 | — | $67M | — | — | 6.7% | 0.9% | — | $680M | $143M |
| 2014 | — | $52M | — | — | 5.3% | 0.7% | — | $687M | $133M |
| 2013 | — | $34M | — | — | 7.8% | 0.8% | — | $463M | $73M |
| 2012 | — | $35M | — | — | 8.1% | 0.9% | — | $269M | $83M |
| 2011 | — | $30M | — | — | 7.2% | 0.8% | — | $218M | $97M |
Net income
ROEROA
Equity
Free cash flow
CashTotal debt
OperatingInvestingFinancing
Key quarterly figures
| Quarter | Revenue | Net income | Gross M | Op M | ROE | ROA | FCF | Total debt | Cash |
|---|---|---|---|---|---|---|---|---|---|
| Mar '26 | — | $122M | — | — | 2.4% | 0.3% | — | $1.3B | $780M |
| Dec '25 | — | $112M | — | — | 2.2% | 0.3% | — | $1.5B | $966M |
| Sep '25 | — | $92M | — | — | 1.9% | 0.2% | — | $860M | $795M |
| Jun '25 | — | $20M | — | — | 0.4% | 0.1% | — | $893M | $1.6B |
| Mar '25 | — | $50M | — | — | 1.6% | 0.2% | — | $476M | $434M |
| Dec '24 | — | $58M | — | — | 1.8% | 0.2% | — | $535M | $354M |
| Sep '24 | — | $76M | — | — | 2.4% | 0.3% | — | $852M | $528M |
| Jun '24 | — | $25M | — | — | 0.8% | 0.1% | — | $1.2B | $446M |
| Mar '24 | — | $50M | — | — | 2.0% | 0.2% | — | $1.1B | $397M |
| Dec '23 | — | $57M | — | — | 2.2% | 0.3% | — | $1.3B | $378M |
| Sep '23 | — | $54M | — | — | 2.3% | 0.3% | — | $1.0B | $399M |
| Jun '23 | — | $55M | — | — | 2.3% | 0.3% | — | $1.3B | $428M |
| Mar '23 | — | $36M | — | — | 1.5% | 0.2% | — | $799M | $372M |
| Dec '22 | — | $71M | — | — | 3.0% | 0.3% | — | $1.7B | $320M |
| Sep '22 | — | $58M | — | — | 2.5% | 0.3% | — | $670M | $391M |
| Jun '22 | — | $62M | — | — | 2.6% | 0.3% | — | $798M | $241M |
| Mar '22 | — | $44M | — | — | 1.7% | 0.2% | — | $504M | $396M |
| Dec '21 | — | $48M | — | — | 1.8% | 0.2% | — | $507M | $803M |
| Sep '21 | — | $75M | — | — | 2.8% | 0.4% | — | $386M | $1.1B |
| Jun '21 | — | $85M | — | — | 3.1% | 0.4% | — | $380M | $865M |
Valuation over time
How the market has priced AUB against its own fundamentals since 2023-03 — each month-end's share price set against the most recent annual filing, so the multiple moves as price runs ahead of (or behind) earnings. Split-adjusted.
- The price-to-earnings ratio has fallen from 21.3× (Mar '23) to 21.3× (Sep '26).
- The dividend yield has fallen from 1.7% (Mar '23) to 1.7% (Dec '23).
P/E
Dividend yield %
Frequently asked questions
Is AUB growing its revenue and profit?
See the revenue and net-income charts above for Atlantic Union Bankshares Corp's multi-year trend.
How much debt does AUB have?
As of FY2025, Atlantic Union Bankshares Corp reported $1.5B of total debt against $966M of cash.
What is AUB's profit margin?
In FY2025, gross margin was —, operating margin —, and net margin —.
What is AUB's P/E ratio?
As of Sep '26, Atlantic Union Bankshares Corp traded at a price-to-earnings ratio of about 21.3× (market cap ÷ latest annual net income). The valuation charts above show how its P/E and dividend yield have moved with the share price. These are computed facts, not advice.
Where does this data come from?
All figures are extracted from the company’s SEC EDGAR/XBRL filings — 10-K annual reports and 10-Q quarterly reports (use the Annual / Quarterly toggle). Quarterly figures are derived from the as-filed statements (year-to-date amounts are differenced into discrete quarters). Growth rates and ratios are computed by tradmap; nothing here is investment advice.
Source: SEC EDGAR / XBRL (10-K + 10-Q filings) · prices EOD (Databento), corporate-action-adjusted · growth rates, valuation multiples & ratios computed by tradmap. Valuation uses each month-end price against the latest annual filing. Informational only — not investment advice.